UOB offers a variety of house mortgage packages for HDB flat proprietors, supplying an alternative to the HDB Concessionary Loan. Their choices include things like both equally fastened-fee and floating-charge packages, which are frequently pegged for the 3-Month Compounded SORA. For illustration, a advertising package deal may give a charge of three-Month Compounded SORA + 0.70% p.a. for the first two yrs, using a minimum financial loan dimension of S£250,000. For a fixed-amount choice, fees could be as little as 2.28% for the two-calendar year lock-in time period. Eligibility for just a UOB mortgage is issue uob hdb loan 110 26 to meeting the whole Personal debt Servicing Ratio (TDSR) of 55% together with other credit demands. UOB also provides a novel "Go Green Property Personal loan" for properties by using a BCA Environmentally friendly Mark certification, providing income rebates. Also, they are known for a minimal valuation cost of just S£a hundred and fifty plus GST and supply a bridging loan option for homeowners transitioning among Homes.